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Terms of use

By accessing or using Adashe services, you agree to be bound by these Terms of Service. If you disagree with any part, you may not access the service.
SERVICE DESCRIPTION

Adashe provides a digital platform for managing informal cooperative societies, daily contribution groups (Ajo/Esusu), savings, and loan operations. Services include:

  • Member registration and management
  • Daily contribution tracking
  • SMS receipt notifications
  • Savings and loan management
  • Agent mobile applications

Automatically Collected Data:

  • Device information, IP address, browser type
  • Usage data and analytics
  • SMS delivery confirmations
ELIGIBILITY
USER ACCOUNTS

Members:

  • Pay ₦1,000 one-time registration fee
  • Provide accurate personal information
  • Maintain confidentiality of account credentials
  • Notify us immediately of unauthorized access

Agents:

  • Must be approved by Adashe
  • Responsible for accurate contribution recording
  • Earn commissions per terms of agent agreement
  • Must comply with all operational guidelines
FINANCIAL TERMS

Contributions & Savings:

  • Daily contribution amounts are set by your cooperative group
  • Contributions are recorded in real-time by authorized agents
  • Savings are held by your cooperative society, not by Adashe
  • Adashe is a technology platform, not a financial institution

Loans:

  • Loan eligibility determined by your cooperative's rules
  • Interest rates and terms set by your cooperative
  • Adashe provides technology for loan processing only
PROHIBITED ACTIVITIES
FEES AND PAYMENTS
INTELLECTUAL PROPERTY
DISCLAIMER OF WARRANTIES
LIMITATION OF LIABILITY
INDEMNIFICATION
DISPUTE RESOLUTION
TERMINATION
CHANGES TO TERMS
CONTACT INFORMATION

For questions about these Terms:

  • Email: privacy@adashe.net
  • Phone: +234-8036157642
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Adashe is a platform designed to revolutionize the management and automation of cooperative society operations
Solutions
Cooperative management
Loan recovery system
Designed by i-Tech Platform Limited - 2025